Information on Global Visa Gold International Credit Card
Visa Gold International Credit Card is valid worldwide. Any Nepalese citizen maintaining convertible foreign currency account except for Indian rupees are eligible to apply for this card. Foreign nationals maintaining bank account in convertible foreign currency can also apply for this card by submitting attested identification document from concerned embassy.
- Accepted as mode of payment worldwide.
- Service charge free credit period from 15 – 45 days
- Lowest service charge rate 24% per annum.
- Credit limit starts from USD 1,000.
- Cash limit will be 50% of credit limit.
Procedure to Apply for Global Visa Gold International Credit Card
Visit your nearest branch to obtain application form of Visa Gold International Credit Card.
- Fill up the application for Visa Gold International Credit Card.
- Submit it to the respective branch.
- Collect your Visa Gold International Credit Card and pin code after the specified day and have your card activated.
- You may now use your card worldwide wherever Visa is accepted.
- Any Nepalese citizen aged 16 years and above that have a valid passport may apply for this card.
- Applicants must maintain foreign currency account preferably at Global IME Bank or any other commercial bank in Nepal.
- Foreign nationals who have valid visa may apply for this card after fulfilling the requirement of passport certification by the concerned Embassy.
Procedure to use Global Visa Gold International Credit Card
It is very simple and easy to use your Visa Gold International Credit Card. Instead of paying cash, you can just swipe your card at the merchant location. Two receipts will then be printed for you to sign. The merchant will keep one copy and hand you over the second copy. At the end of the billing period, you will receive a statement which shows all the transactions that you have made during the past month. You are required to settle at least the minimum due amount within the due date. Failure to do so will add late payment penalty fee and interest to your statement.
Your credit card also allows for instant withdrawal of cash. This is very easy to do as described below:
- Insert you Visa credit card in the card slot. (Some ATM machines will pull the card inside the machine automatically while in others you have to dip the card in and pull it out quickly.)
- Select the language you desire either.
- Enter your pin number.
- Select withdraw funds to take money out from the ATM.
- Enter the desired Amount.
- Make sure to take your cash, credit card and a receipt.