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Global Mortgage Loan (Personal Loan) [Back]

!! Global Mortgage Loan/ Global Personal Loan is provided to suffice your personal financing/ business requirements such as for financing your long vacation plans, buying home equipments, electronics or any other unexpected needs. !!


  • Financing your Personal/ Business needs
  • Swapping loan from another bank / financial institutions

Features and Benefits:

  • Competitive Interest rate: 10% to 14% p.a.
  • Flexible Repayment Schedule: Monthly (EMI) or quarterly (EQI) basis or quarterly interest payment.
  • Quick turnover time: Approving status within 36-48 hours upon completion of all required documents 
  • Tenor: Maximum up to 10 years for installment basis and 1 year for revolving nature. 
  • Counseling to help better financing by our Relationship Managers throughout the process
  • Loan processing fee: 1.50% of the loan amount
  • Prepayment charge: 1% of the prepaid amount if prepayment is made within one year from the date of initial disbursement in case of monthly / quarterly installments and Rs. 10,000.00 flat will be charged if borrower wants to close the loan account within 11 month from the date of disbursement in case of revolving loan.


  • Nepalese Citizen above 21 years
  • Salaried Individuals in permanent service with any credible organization
  • Individuals with their own business/ self employed persons.
  • Sustainable and sufficient source of income 
  • EMI /EQI– 50% of gross income 
  • EMI /EQI– 80% of uncommitted (disposable) income
  • Security coverage requirement: 120% in Distress Value of the Fixed Assets Collateral offered. 
  • Swapping of loan is subject to the satisfactory debt servicing to other Banks/FIs.
  • Maximum loan amount up to Rs. 10 million.

Documents Required


  • 2 Passport size photo of applicant
  • Photocopy of citizenship certificate of Applicant & guarantor 
  • Family members name in detail 
  • Photocopy of Tax/PAN/VAT certificate along with registration certificate

Proof of Income

  • Salary Certificate
  • Photocopy of contract agreement between applicant and his/her employer 
  • Photocopy of Rent Contract if any 
  • Photocopy of audited/management prepared Financial Statements (Past 3 years) 
  • Others, if any.


  • Loan application firm duly filled and signed in standard format of the Bank
  • Current account of the applicant / borrower 
  • Name of the family members 
  • Net worth declaration 
  • Original Blue Print of the land (Napi Naksha) certified by concerned authority 
  • Copy of construction completion certificate from Municipality/VDC in case of purchasing already built house (Nirman Sampanna Pramanpatra) 
  • Copy of land ownership certificate (Lalpurja) 
  • Original latest land revenue receipt (Malpot Receipt) 
  • Approved drawing of the building from Municipality/VDC (Naksha Pass) 
  • Copy of land Transfer Deed (Rajinama) 
  • Original four Boundary Disclosure (Char Killa Pramanit) from ward office 
  • Approval letter of municipality for extension and renovation/modification (if needed) of house 
  • Incase of swapping of loan, loan statement from other banks and financial institution 
  • Other documents stipulated by the Bank from time to time

Refer to your nearest branches.


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Note: All the above forms are in PDF format. 
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