Several banks offer individuals and businesses with different types of loan in Nepal. Nowadays getting a loan is much easier with low interest rates serving customers in the best way possible. Global IME bank provides loans at affordable interest rates, quick approvals making us the best choice for Nepalese people. Individuals and businesses can choose the following loans as per their need.
Home Loan: Turning Your Dream Home to Reality
Owning a home is a dream, but without the right financial support, the journey toward that dream seems challenging. For taking home loan, the property itself serves as collateral, that means if the borrower fails to repay the loan, the bank can reclaim the asset and also sell it through auction. To be eligible the applicants need to submit all the documents required. Global IME Bank provides flexible and accessible home loan options to make your dream a reality for families in Nepal. With competitive interest rates, a variety of loan plans, and user-friendly EMI option, Global IME Bank can be a valuable partner on your journey to a new home.
Funding your future: Education Loans from Global Ime Bank
Education provides better opportunities and a brighter future for many students. However, obtaining higher education comes with financial burden if students are enrolled either in foreign or private institutions. To address this, many banks and financial institutions provide education loans that will help them to pursue their desired degree. Varying from different institution interest rates,Global IME bank understands the challenges that can be faced while supporting your children’s education.Hence, the bank has designed education loans at affordable interest rates for students like you who want to excel in their academic field. With best interest rates, flexible Repayment Options, minimal Documentation helps students a hassle free banking process.
Auto Loan: Your Pathway to Car Ownership
Dreaming of having your own vehicle, nowadays banks can help you to buy your own vehicle with low down payment making less financial burden for our customer. Whether you’re looking to buy your first car, upgrade to a newer model, or purchase a commercial vehicle for your business, Global IME Bank offers flexible and competitive Global Auto Loan options to make your dream a reality. The interest rate is 8.49% for loan tenure up to 5 years and 8.99% for loan tenure above 5 years.
Along with that Global IME bank offers a special scheme of Global Auto Loan – Green Drive Scheme for the purchase of EV vehicles at low interest of 8.25% p.a. up to 5 years and 8.49% p.a. for above 5 years.
Business Loan: Drive Success and Expansion
Establishing or Expanding the businesses are the dream of various Nepali people. However financial limitations have been a major issue to start a business. Now the problem has been eradicated by the means of various banks and financial institutions that provide business loans. One can use business loans to start or run their business according to their need. The finance to operate them is provided by banks. Among various institutions, Global IME bank has been a pioneer in providing business loans with ease. Global IME banks provide business loans to various firms and industries which helps in our country’s economic growth.
Are you a small business owner looking to flourish your business? Then Global IME bank provides Global Small Business Loan that provides you finance to take your business to next level.
Similarly Global IME bank provides Global IME Krishi Karja for farmers at low interest for animal husbandry, fishery, cultivation of seasonal crops etc.
Personal Loan: Financing Your Dreams
Facing travel expenses, home or auto repair costs or other unexpected expenses, A personal loan is what you need. Personal loans vary from other t loans—such as education loans, auto loans—which are used to fund specific expenses like education or vehicles. This type of loan is usually taken for a short period of time. The interest rates are also higher than the other loans. Global IME bank also provides Professional Loan for salaried proffesionals.
Loan Against Share
Don’t worry if you have shares on your account and are facing financial problems. Banks are there to help you by providing a loan against your share. If you have shares in your name and have a bank account then the bank provides you a flexible loan by calculating the price of share and providing a certain amount of it. Several institutions provide this service and among them the one that helps you get loans in easy manner is Global IME Bank. Global IME bank provides Loan Against Share at value. The loan amount is calculated on 70% of the 180-day average market price of the share, or the latest traded price, whichever is lower. The shares that can be traded acts as a collateral.
Loan Against Fixed Deposit
Loan against FD refers to the loan provided by banks and financial institutions on the basis of fixed deposit amount of the account holder. In this loan the fixed deposit acts as a collateral. Account holders have to submit all the receipts provided by banks while creating the fixed deposit account. This loan is valid till the maturity date of the fixed deposit. Among several institutions the right one for you is Global IME bank. Global IME Bank provides Loan Against FD where a loan amount is either 90% of the designated FD amount or no more than NPR 5 million, whichever is less.
