Having a credit card nowadays has become more than just a luxury, it has become a necessary tool for managing your finances, handling emergencies, and making day-to-day transactions. As the cashless economy is growing, owning a credit card in Nepal provides security, convenience and access to many rewards. So, if you want convenience and reliability, choose Global IME Bank’s Visa Domestic Classic Credit Card. In this guide, you will learn in detail how to get a credit card in Nepal, especially Global Visa Domestic Credit Card.
What is a Credit Card?
A credit card is a financial tool that lets you borrow money from a bank to buy things now and pay later. You can use it for online purchases, bill payments, or shopping. The money which you borrowed while making payments will be summed up. If the total amount is not paid back each month, you have to pay the borrowed amount over time, along with interest.
How to Get a Credit Card in Nepal?
Step 1: Check Your Eligibility
You must meet certain criteria to apply for Global IME Bank’s Visa Domestic Credit Card:
- Nepalese Citizen aged 18 years or above
- Monthly salary income of NPR 15,000 or above.
- Annual business income of NPR 150,000 or above.
- Foreign nationals fulfilling the requirement of passport certification by the Embassy and having valid visa status.
Step 2: Choose the Right Credit Card
Choose a credit card based on what you require. With features like low-cost service charges and free pre-activated e-commerce transactions, Global IME Bank provides credit cards that meet various financial needs.
Step 3: Gather the Required Documents
Citizenship certificate or valid passport.
- Proof of income, such as salary slips or business income proof.
- Recent bank statements.
- Passport-size photographs.
Step 4: Visit the Nearest Global IME Bank Branch or Apply Online
Go to your nearest branch with the required documents. The staff will guide you through the application process. Or you can visit Digital Universe to apply for credit card online.
Step 5: Submit Your Application
Submit your completed application form and required documents. After which, the bank will look after your information and determine your eligibility.
Step 6: Approval and Card Collection
After approval, you will get your Visa Domestic Credit Card. Use your card simply by following the activation instructions provided by the bank.
Features of Global IME Visa Domestic Classic Credit Card
These are the features of the Global IME Visa Domestic Credit Card:
- Valid through Nepal, India, and Bhutan.
- Visa-branded card.
- Pre-activated for e-commerce transactions at no additional charge.
- Lowest service charge rate in the industry for revolving credit, only 2% per month.
- Flexible payment options starting from 10% of the payable balance.
Why Choose Global IME Bank for Your Credit Card?
- Competitive credit card issuance fee & interest
- Low service charge
- Flexible repayment options
- Excellent customer support
- Easy Buy, Easy Pay option for purchase of products in EMI.
Conclusion
Credit cards become essential today as they provide easy financial transaction management with optimum security and convenience. Whether you’re looking for convenience, security, or rewards, Global IME Bank’s Visa Domestic Classic Credit Card is a perfect fit for you.
Visit your nearest Global IME Bank branch to get a credit card and enjoy financial flexibility. Global IME bank also provides Visa International Gold Credit Card which is valid worldwide. If you want to know more about both credit cards, dial 01- 5970600 for customer support.
