Global IME Krishi Karja

Purpose:

  • Providing loan to farmers for raising cereal and cash crops including purchase of chemical fertilizer, pesticides, seeds, labor wages etc. In addition, providing advances against pledge/hypothecation of agricultural product.
  • Provide loan to farmers for other agricultural business like dairying, fishery, piggery, poultry, bee-keeping, goat farming, sericulture, floriculture, horticulture, herb, aayurvedic and medicinal crops/products etc.
  • Financing for agricultural implements and machinery including purchase of trucks, bullock carts, transport equipment, plough animals, tractors etc.
  • Financing for combined farming pulling together agricultural land and/or for irrigation and marketing purpose.
  • Financing to construct shallow and deep tube well, tanks, etc. and purchase of drilling units
  • Provide loan for construction and running of warehouses, godowns, silos and cold storage
  • Providing all other kinds of financing facilities with hassle-free processing and documentation formalities to the people particularly engaged in agriculture
 
Features and Benefits
  • Competitive Premium rate
  • Flexible Repayment Schedule as per the nature of the agricultural involvement
  • Fast approval process
  • Prompt services
  • Facility available in all branches
  • Flexible tenure: from 6 months Up to 5 years
  • Financing from 0.05 million up to 10 million 
  • Counseling to help better financing by our Relationship Managers throughout the process
  • Flexibility in collateral requirement
 
Eligibility
  • Individual - Nepalese Citizen above 21 years involved in agricultural sector. Salaried individual, self-employed persons, Company/firm having sufficient income and cash flow to serve debt.
  • Company (Pvt./Public)/Proprietorship/Partnership (duly registered with the concerned government authority) engaged in agricultural sector
  • Sufficient income source to repay at the satisfaction of the Bank.
 
 
Documents required
 
  • Loan Application Form duly filled and signed in the prescribed standard format of the bank
  • Photocopy of citizenship certificate of applicant and guarantor(s).
  • Passport size photographs of applicant and guarantor(s).
  • Family details of borrowers and guarantor(s).
  • Location map of the resident and business premises including site visit report by BM/RM.
  • Original copy of land ownership certificate (Lalpurja) and four boundary certification from concerning office.
  • Multiple banking declarations.
  • Photocopy of Firm Registration (if applicable)
  • MOA/AOA (if companies)
  • Other documents stipulated by the Bank from time to time.
 

Download File »

Apply Now

Your Guide To