Interest Rate

Interest Rate of Saving Deposits [ Effective From : 2020-01-14 ]
S.N. Account Type Minimum Balance Rates Per Annum
1 Normal Saving 0 4%
2 Global Premium Savings 10,000/- 5%
3 Nari Bachat 100/- 4%
4 Balbalika Bachat 100/- 4%
5 Senior Citizen Account 100/- 5%
6 Karmachari Bachat 0 4.50%
7 Students Savings Account 0 4%
8 Janmabhumi Bachat 0 4.50%
9 Remittance Deposit Account 0 4.50%
10 BLB/Micro Finance Savings 0 4%
11 Social Secuity Allowances 0 4%
12 Sabai Nepaliko Bachat Khata 0 4%
13 Global Navaratna Bachat Khata 25,000/- 6%
14 Global Navaratna Salary Account 100/- 6%
15 Global Share Lagani Bachat Khata 0 6%
16 Global Sansthagat Bachat Khata 1,000/- 4%
17 Global Suraksha Bachat Khata 10,000/- 5%
18 Global NRN LCY Saving Account 5,000/- 6%
19 USD Saving Account/Global NRN FCY Savings Account 0 2%
20 Other foreign Currency Saving Account 0 0.75%
Interest Rate of Fixed Deposits [ Effective From : 2020-01-14 ]
S.N. Duration Institutional Rates Per Annum Induvidual Rates Per Annum
1 Three Months & Above 8.50% 9.25%
2 Three Months & Above( For Renewal Only) 8.60%
3 Global NRN USD Deposit(2-3 years)* 4% 4.00%
Interest Rate of Loan and Advances [ Effective From : 2020-01-14 ]
S.N. Account Type Rates Per Annum
CORPORATE/MID CORPORATE
1 Overdraft Base Rate + up to 6%
2 Trust Receipt/Packing Credit/Cash Credit/STL Base Rate + up to 6%
3 Fixed Term Loan/Project Loan/BGL Base Rate + up to 6%
4 Hire Purchase Base Rate + up to 6%
5 Stock Brocker's Financing Base Rate + up to 6%
SME LOAN
1 Overdraft Base Rate + 1% to 6%
2 Trust Receipt /Packing Credit/Cash Credit/STL Base Rate + 1% to 6%
3 Fixed Term Loan/Project Loan /BGL Base Rate + 1.5% to 6%
RETAIL & OTHERS
1 Home Loan Base Rate + up to 5%
2 Auto Loan Base Rate + 1.5% to 5%
3 Mortgage Loan Base Rate + 2.5% to 6%
4 Education Loan Base Rate + 1.5% to 6%
5 Hire Purchase Base Rate + 2.5% to 6%
6 Global Small Business Loan Base Rate + 2%
7 Global Krishi Karja Base Rate + 4% to 6%
8 Loan against Share Base Rate + 4% to 6%
9 Special export Financing Base Rate + up to 6%
10 Loan against FCY deposit Base Rate + up to 2%
11 Loan against fixed deposit of own bank Plus 2% on coupon or Base Rate (which ever is higher)
12 Loan against Government Bond Base Rate of the bank +`1%
13 Microfinance Loan/Global Nari Karja Base Rate + 5% to 6%
14 Deprived Sector Loan (Institutional) Base Rate + 1% to 4%
15 Professional Loan Base Rate + 2.1% to 6%
16 Other Loan Base Rate + 5% to 6%
Base Rate of Ashwin End 2076 9.44%
*Conditions Apply

Note:
  • Lending rates shall be changed by the same percentage as change in the base rate of the bank published in the Bank's website, on a quaterly basis.
  • Rate on consortium financing will be decided by consortium.
  • Premium rate may be increased by 2% p.a. in the existing Premium rate in case the loan account falls under Watch-list category.
  • Penal charge/fee of +2% p.a. will be applied on the overdue amount/expired loan.
  • **Base rate plus 2% for Global Krishi Karja loan upto NPR 15 Lakhs.

Your Guide To