Saving Deposits

Interest Rate of Saving Deposits [ Effective From : 2020-01-30 ]
S.N. Account Type Minimum Balance Rates Per Annum
1 Normal Saving 0 4%
2 Global Premium Savings 10,000/- 5%
3 Nari Bachat 100/- 4%
4 Balbalika Bachat 100/- 4%
5 Senior Citizen Account 100/- 5%
6 Karmachari Bachat 0 4.50%
7 Students Savings Account 0 4%
8 Janmabhumi Bachat 0 4.50%
9 Remittance Deposit Account 0 4.50%
10 BLB/Micro Finance Savings 0 4%
11 Social Secuity Allowances 0 4%
12 Sabai Nepaliko Bachat Khata 0 4%
13 Global Navaratna Bachat Khata 25,000/- 6%
14 Global Navaratna Salary Account 100/- 6%
15 Global Share Lagani Bachat Khata 0 6%
16 Global Sansthagat Bachat Khata 1,000/- 4%
17 Global Suraksha Bachat Khata 10,000/- 5%
18 Global NRN LCY Saving Account 5,000/- 6%
19 USD Saving Account/Global NRN FCY Savings Account 0 2%
20 Other foreign Currency Saving Account 0 0.75%
* Conditions Apply

Note:
  • Lending rates shall be changed by the same percentage as change in the base rate of the bank published in the Bank's website, on a quarterly basis.
  • Rate on consortium financing will be decided by consortium.
  • Premium rate may be increased by 2% p.a. in the existing Premium rate in case the loan account falls under Watch-list category.
  • Penal charge/fee of +2% p.a. will be applied on the overdue amount/expired loan.
  • **Base rate plus 2% for Global Krishi Karja loan up to NPR 15 Lakhs.
  • Accidental Death Insurance facility is discontinued on Global Navaratna Bachat Khata w.e.f. from the interest rate notice published date.

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