Working Capital Term Loans: Funding for permanent nature working capital needs.
Fixed Term Loans: Stable financing for long-term needs: Purchase plant, machinery, cold storage, construct sheds, trucks, tractors etc
Cash Credit and other temporary working capital: Quick access to fluctuating working capital need such as
Bank Guarantee: Ensure trust among stakeholders

चालू पुँजी कर्जा: स्थायी प्रकृतिको चालू पुँजी आवश्यकताहरूको लागि कर्जा।
स्थिर अवधि ऋण: दीर्घकालीन आवश्यकताहरूको लागि स्थिर
वित्तपोषण: प्लान्ट, मेसिनरी, कोल्ड स्टोरेज, शेड निर्माण, ट्रक, ट्रयाक्टर आदि खरिद गर्नुहोस्
नगद ऋण र अन्य अस्थायी कार्य पूँजी: अस्थिर कार्यशील पूँजीको आवश्यकतामा द्रुत पहुँच जस्तै
बैंक ग्यारेन्टी: सरोकारवालाहरू बीच विश्वास सुनिश्चित गर्नुहोस्

Access commodity-specific lending and expert agri-advisory services.

कृषि वस्तुहरूको लागि ऋण र सल्लाह सेवाहरू प्राप्त गर्नुहोस्।

Green

Introducing Global IME Krishi Karja designed for farmers and agricultural entrepreneurs seeking loans up to 10 Million. With minimal documentation and fast-track approvals, this product ensures quick access to financial support for growing farms or expanding agri-businesses. Invest in your future with ease and efficiency!&nbsp;
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How can we help?
Quick Access to Funds:&nbsp;Get loans up to 10 mio with fast approvals to support urgent agricultural and business needs.
Minimal Documentation: Simplified processes to ensure less paperwork, saving time and effort.
Customized Solutions:&nbsp;Tailored repayment plans designed to suit your cash flow and seasonal income cycles
Comprehensive Support: Dedicated financial and agri advisors to guide you in maximizing the potential of your farm or agri-businesses.
Competitive Interest Rates/Processing Fees: Benefit from attractive interest rates/processing fees, making it easier and more affordable to achieve your goals. Published Interest Rate Link and Published Processing Fees Link.

ग्लोबल आइएमई कृषि कर्जा, किसान र कृषि व्यवसायीहरूको लागि १० करोड रुपैयाँसम्म कर्जा प्रदान गर्न बनाइएको योजना हो। कम कागजात र छिटो स्वीकृत प्रक्रियासहित, यसले कृषि फर्महरू विस्तार गर्न वा कृषि व्यवसायको विकासका लागि छिटो आर्थिक सहयोग प्रदान गर्छ। सजिलो र प्रभावकारी तरिकाले आफ्नो भविष्यमा लगानी गर्नुहोस्!
हामी कसरी मद्दत गर्न सक्छौं?
&nbsp;द्रुत कोष पहुँच: कृषि र व्यवसायका आकस्मिक आवश्यकताहरू पूरा गर्न १ करोड रुपैयाँसम्मको कर्जा छिटो स्वीकृत गरिने।
&nbsp;न्यून कागजात: प्रक्रियालाई सरल बनाउन कम कागजात, जसले समय र श्रम बचत गर्छ।
अनुकूलित समाधान: नगद प्रवाह र मौसमी आम्दानी चक्र अनुसार किस्ताबन्दी योजनाहरू।
सम्पूर्ण सहयोग: तपाईँको कृषि फर्म वा व्यवसायको क्षमता अधिकतम बनाउनका लागि वित्तीय र कृषि सल्लाहकारहरू।
प्रतिस्पर्धात्मक ब्याज दर/प्रोसेसिङ शुल्क: आकर्षक ब्याज दर र शुल्कहरू, जसले तपाईँका लक्ष्यहरू पुरा गर्न सजिलो बनाउँछ। (ब्याज दर र प्रोसेसिङ शुल्क लिङ्क)

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Identification
<ul>
<li>Photocopy of citizenship certificate of applicant and guarantor(s).</li>
<li>Passport size photographs of applicant and guarantor(s).</li>
<li>Family details of borrowers and guarantor(s).</li>
</ul>
</div>
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परिचय खुल्ने कागजात
<ul>
<li>आवेदक र जमानत बस्ने(हरु)को नागरिकताको प्रतिलिपि</li>
<li>आवेदक र जमानत बस्ने(हरु)को पासपोर्ट साइजका तस्वीरहरु</li>
<li>ऋणी तथा जमानत बस्ने(हरु)को पारिवारिक विवरण</li>
</ul>
</div>

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KYC Documents
<ul>
<li style="text-align: justify;">Photocopy of citizenship certificate of applicant, proprietor, shareholders, partners, guarantors, Net worth Statements, multiple banking declaration.</li>
<li style="text-align: justify;">Photo of proprietor/partner/shareholder and guarantors as applicable.</li>
<li style="text-align: justify;">Photocopy of Firm / company Registration; Name of the sister concerns (as applicable)</li>
<li style="text-align: justify;">Photocopy of Partnership deed/Article of Association/Memorandum of Association/Board resolution as applicable.</li>
<li style="text-align: justify;">Other KYC documents/ information including details of the customer's business as per annexure 19.1 of NRB Directives No. 19.</li>
</ul>
</div>

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Financial Statements in case of Institutions
<ul>
<li style="text-align: justify;">Declaration of Sales/Taxable Profit (last year or projected year as applicable) or requirement of Audited/Provisional/Management certified financials shall be based on internal policy of the bank.</li>
</ul>
</div>

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Other documents
<ul style="text-align: justify;">
<li>Stock, Receivables and Payables Report</li>
<li>Photocopy of Tax, PAN and VAT certificate along with registration certificate as applicable. Tax clearance certificate/Tax return submitted documents shall be required for loan exposures above Rs. 5 Million.</li>
<li>Last six months&rsquo; bank account statements of the borrower (as applicable)</li>
<li>IRD submission as applicable.</li>
</ul>
</div>
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Other documents
<ul style="text-align: justify;">
<li>Stock, Receivables and Payables Report</li>
<li>Photocopy of Tax, PAN and VAT certificate along with registration certificate as applicable. Tax clearance certificate/Tax return submitted documents shall be required for loan exposures above Rs. 5 Million.</li>
<li>Last six months&rsquo; bank account statements of the borrower (as applicable)</li>
<li>IRD submission as applicable.</li>
</ul>
</div>

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Collateral Documents
<ul>
<li style="text-align: justify;">Photocopy of land ownership certificate</li>
<li style="text-align: justify;">Original blue print of the land</li>
<li style="text-align: justify;">Photocopy of construction completion certificate from municipality/rural Municipality or documents confirming same as prescribed by NRB.</li>
<li style="text-align: justify;">Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.</li>
<li style="text-align: justify;">Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral.</li>
<li style="text-align: justify;">Photocopy of land/housing Transfer Deed (Rajinama) as applicable</li>
<li style="text-align: justify;">Original letter stating co-heir (Anshiyar) of the owner of the collateral from local authority (Ward)</li>
</ul>
</div>

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Other Requirement
<ul>
<li>Current account in the name of the borrower</li>
<li>Application form: Loan application firm duly filled and signed in standard format of the Bank.</li>
<li>Other documents stipulated by the Bank from time to time</li>
</ul>
</div>

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Other Requirement
<ul>
<li>उधारकर्ताको नाममा चालु खाता</li>
<li>आवेदन फारम: ऋण आवेदन फारम विधिवत रूपमा भरिएको र बैंकको मानक ढाँचामा हस्ताक्षर गरिएको।</li>
<li>बैंकले समय समयमा तोकेका अन्य कागजातहरू</li>
</ul>
</div>

Required Documents

आवश्यक कागजातहरुः

Global IME Krishi Karja

Loan

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Competitive interest rates&nbsp; and processing fees

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
प्रतिस्पर्धी ब्याज दरहरू र सेवा शुल्क

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Minimal Documentation Requirements and fast processing time

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
न्यूनतम कागजात आवश्यकताहरू र दुर्त सेवा&nbsp;

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/pin_drop_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Facility available in all branches

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/pin_drop_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
सबै शाखाहरुमा उपलब्ध सुविधा

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/contact_support_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Agri-advisory services

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/contact_support_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
कृषि परामर्श सेवा

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Flexible repayment options (EMI/EQI/Quarterly Interest Payment) based on cash flow and income cycles.

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
नगद प्रवाह र आम्दानीको आधारमा लचिलो किस्ता भुक्तानी विकल्पहरू (EMI/EQI/त्रैमासिक ब्याज भुक्तानी)।
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Features

विशेषताहरू

Loans

Empowering farmers and agricultural businesses to grow-loans up to 10 million to sow success and harvest dreams!

किसान र कृषि व्यवसायलाई सशक्त बनाउँदै: १ करोडसम्मको ऋण, सफलताको बीउ रोप्न र सपना फलाउन!"

Overview

Features

Loan and Facilities Types

Testimonial

Access commodity-specific lending and expert agri-advisory services.

Required Documents

Frequently Asked Questions