<ul>
<li>Registration: Must be registered with concerned government authority within the vicinity of branch.</li>
<li>Ownership: Firms/Companies owned by Nepalese individuals preferable by Women.</li>
<li>Financial Stability: Demonstrated ability to repay, often through financial statements showing positive cash flow or profitability in case of existing business</li>
<li>Credit History: A good credit score or history without significant defaults or late payments.</li>
<li>Multibanking: Should not be exposed to other BFIs.</li>
<li>Legal Compliance: Must comply with local regulations and have no outstanding legal issues. &nbsp; &nbsp;</li>
</ul>

<ul>
<li>
दर्ता: शाखाको नजिकको सम्बन्धित सरकारी निकायमा दर्ता हुनुपर्छ।
</li>
<li>
स्वामित्व: नेपाली व्यक्तिहरू, विशेष गरी महिलाहरूको स्वामित्वमा रहेका फर्म/कम्पनीहरूलाई प्राथमिकता दिइन्छ।
</li>
<li>
आर्थिक स्थिरता: फिर्ता गर्न सक्ने क्षमता देखाइएको हुनुपर्छ, प्रायः वित्तीय विवरणहरू मार्फत सकारात्मक नगद प्रवाह वा विद्यमान व्यवसायको अवस्थामा नाफा देखाउने।
</li>
<li>
क्रेडिट इतिहास: राम्रो क्रेडिट स्कोर वा इतिहास हुनुपर्छ, महत्वपूर्ण डिफल्टहरू वा ढिला भुक्तानीहरू बिना।
</li>
<li>
मल्टिबैंकिङ: अन्य बीएफआईहरूमा जोखिममा हुनु हुँदैन।
</li>
<li>
कानूनी अनुपालन: स्थानीय नियमहरूको पालना गर्नुपर्छ र कुनै बाँकी कानूनी मुद्दाहरू हुनु हुँदैन।
</li>
</ul>

<ul>
<li>Working Capital Term Loans: Funding for permanent nature working capital needs.</li>
<li>Fixed Term Loans: Stable financing for long-term needs: Purchase plant, machinery etc.</li>
<li>Cash Credit: Quick access to fluctuating working capital.</li>
<li>Bank Guarantee: Secure Payments, ensure trust</li>
</ul>

<ul>
<li>चालु पूँजी कर्जा: स्थायी प्रकृतिको चालु पूँजी आवश्यकताहरूको लागि।</li>
<li>स्थिर अवधि ऋण: दीर्घकालीन आवश्यकताहरूको लागि स्थिर वित्तपोषण: प्लान्ट, मेसिनरी आदि खरिद गर्नुहोस्।</li>
<li>नगद क्रेडिट: अस्थिर कार्यशील पूंजीमा द्रुत पहुँच।</li>
<li>बैंक ग्यारेन्टी: सुरक्षित भुक्तानी, विश्वास सुनिश्चित गर्नुहोस्</li>
</ul>

कर्जा र सुविधाका प्रकारहरू

कलब्याक अनुरोध गर्नुहोस्

सुरु गर्न हाम्रो विशेषज्ञसँग कुरा गर्नुहोस्।

Our <a title="small business sme loan" href="https://www.globalimebank.com/sme/" target="_blank" rel="noopener">small business loan</a> offers hassle-free financing for startups and existing businesses, with amount up to Rs. 15,00,000. Designed to simplify the process, it requires minimal documentation and quick approvals, ensuring you get the funds you need without delays. Whether you&rsquo;re launching a new venture or scaling an existing one, the loan provides the financial support to help your business thrive. Take the next step in your journey with ease and confidence!
How can we help?
<ul>
<li class="MsoNormal">Quick Access to Funds: Get hassle-free loans with minimal documentation and fast approval to support your business needs without delays</li>
<li class="MsoNormal">Flexible Financing Options: Borrow up to Rs. 1.5 mio to start a new business or expand your existing one with our tailored products such as Working Capital, Fixed Term Loan and Bank Guarantees.</li>
<li class="MsoNormal">Empowering Growth: Providing financial support to help your business thrive, whether you are launching, scaling, or overcoming challenges.</li>
<li class="MsoNormal">Competitive Interest Rates/Processing Fees: Benefit from attractive interest rates/processing fees, making it easier and more affordable to achieve your business goals.</li>
</ul>
&nbsp;
<a title="Interest Rates" href="https://globalimebank.com/interest-rates/" target="_blank" rel="noopener">Interest Rate</a> , <a title="Standard Fee" href="https://www.globalimebank.com/standard-fee/" target="_blank" rel="noopener">Standard Charges &amp; Fee</a>

यो कर्जाले स्टार्टअप र विद्यमान व्यवसायका लागि रु १५,००,००० &nbsp;सम्मको कर्जा रकम बिना झण्झट प्रदान गर्दछ । प्रक्रिया सरल बनाउनको लागि, यो कर्जा न्यूनतम कागजात र द्रुत प्रकियामा बिना ढिलाइ आवश्यक रकम प्रदान गरिने छ। &nbsp;चाहे तपाईं नयाँ उद्यम सुरु गर्दै हुनुहुन्छ वा अवस्थित व्यापार विस्तार गर्दै हुनुहुन्छ, यस कर्जाले तपाईंको व्यवसायलाई फस्टाउन मद्दत गर्न वित्तीय सहयोग प्रदान गर्दछ। सहजता र आत्मविश्वासका साथ आफ्नो यात्रामा अर्को कदम चाल्नुहोस्!
हामी कसरी मदत गर्न सक्छौं?
<ul>
<li>कोषहरूमा द्रुत पहुँच: विलम्ब बिना तपाईंको व्यवसायको आवश्यकताहरू समर्थन गर्न न्यूनतम कागजात र छिटो अनुमोदनको साथ झण्झट-मुक्त ऋण प्राप्त गर्नुहोस्</li>
<li>लचिलो &nbsp;वित्तीय विकल्पहरू: नयाँ व्यवसाय सुरु गर्न रु. १५ लाखसम्म ऋण लिनुहोस् वा हाम्रो अनुकूलउत्पादनहरू जस्तै चालू पुँजी, स्थिर ऋण र बैंक ग्यारेन्टीहरूको साथ तपाईंको अवस्थित विस्तार गर्नुहोस्।</li>
<li>सबल विकास : तपाईंको व्यवसायलाई फस्टाउन मद्दत गर्न वित्तीय सहायता प्रदान गर्नु, चाहे तपाईं प्रक्षेपण गर्दै हुनुहुन्छ, स्केल गर्दै हुनुहुन्छ, वा चुनौतीहरू पार गर्दै हुनुहुन्छ।</li>
<li>प्रतिस्पर्धी ब्याज दरहरू / सेवा शुल्कहरू: आकर्षक ब्याज दरहरू / सेवा शुल्कहरूको लाभ उठाउनुहोस्, जसले तपाईंको व्यावसायिक लक्ष्यहरू प्राप्त गर्न सजिलो बनाउँदछ।</li>
</ul>
&nbsp;
<a href="https://globalimebank.com/interest-rates/">ब्याज दर</a>, <a title="standard fee" href="https://www.globalimebank.com/standard-fee/">सेवा शुल्क</a>

&nbsp;
<div class="collapsible collapsed">
KYC Documents
<ul>
<li style="text-align: justify;">Photocopy of citizenship certificate of applicant, guarantor, Net worth Statements, multiple banking declaration</li>
<li style="text-align: justify;">Photocopy of Firm / company Registration; Name of the sister concerns (as applicable)Photocopy of Partnership deed/Article of Association/Memorandum of Association/Board resolution as applicable</li>
<li style="text-align: justify;">Other KYC documents/ information including details of the customer's business as per annexure 19.1 of NRB Directives No. 19.</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
Financial Statements
<ul>
<li style="text-align: justify;">Declaration of Sales/Taxable Profit (last year or projected year as applicable) or requirement of Audited/Provisional/Management certified financials shall be based on internal policy of the bank.</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
Other documents
<ul>
<li style="text-align: justify;">Stock, Receivables and Payables Report</li>
<li style="text-align: justify;">Photocopy of Tax, PAN and VAT certificate along with registration certificate as applicable. Tax clearance certificate/Tax return submitted documents shall be required for loan exposures above Rs. 5 Million.</li>
<li style="text-align: justify;">Last six months&rsquo; bank account statements of the borrower (as applicable)</li>
<li style="text-align: justify;">IRD submission as applicable.</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
Other documents
<ul>
<li style="text-align: justify;">Stock, Receivables and Payables Report</li>
<li style="text-align: justify;">Photocopy of Tax, PAN and VAT certificate along with registration certificate as applicable. Tax clearance certificate/Tax return submitted documents shall be required for loan exposures above Rs. 5 Million.</li>
<li style="text-align: justify;">Last six months&rsquo; bank account statements of the borrower (as applicable)</li>
<li style="text-align: justify;">IRD submission as applicable</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
Collateral Documents
<ul style="text-align: justify;">
<li>Photocopy of land ownership certificate</li>
<li>Original blue print of the land</li>
<li>Photocopy of construction completion certificate from municipality/rural Municipality or documents confirming same as prescribed by NRB.</li>
<li>Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.</li>
<li>Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral.</li>
<li>Photocopy of land/housing Transfer Deed (Rajinama) as applicable.</li>
<li>Original letter stating co-heir (Anshiyar) of the owner of the collateral from local authority (Ward)</li>
</ul>
</div>
&nbsp;

&nbsp;
<div class="collapsible collapsed">
Collateral Documents
<ul style="text-align: justify;">
<li>Photocopy of land ownership certificate</li>
<li>Original blue print of the land</li>
<li>Photocopy of construction completion certificate from municipality/rural Municipality or documents confirming same as prescribed by NRB.</li>
<li>Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.</li>
<li>Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral.</li>
<li>Photocopy of land/housing Transfer Deed (Rajinama) as applicable.</li>
<li>Original letter stating co-heir (Anshiyar) of the owner of the collateral from local authority (Ward)</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
Other Requirement
<ul>
<li style="text-align: justify;">Current account in the name of the borrower</li>
<li style="text-align: justify;">Application form: Loan application firm duly filled and signed in standard format of the Bank.</li>
<li style="text-align: justify;">Other documents stipulated by the Bank from time to time.</li>
</ul>
</div>

Required Documents

आवश्यक कागजातहरू

Global Small Business Loan

Loan

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&nbsp;Loan amount up to Rs. 15 Lakh

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ऋण रकम रु. १५ लाख

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Competitive interest rates and processing fees

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प्रतिस्पर्धात्मक ब्याज दर र सेवा शुल्क

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Advisory Service for better financing&nbsp;

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वित्तीय सेवाको लागि परामर्श सेवा &nbsp;

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Quick Access to funds with minimal documentation.

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न्यूनतम कागजातको आधारमा रकम प्रबाह ।

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Flexible repayment options (EMI/EQI/Quarterly Interest Payment)

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लचिलो भुक्तानी विकल्पहरू (ईएमआई / ईक्यूआई / त्रैमासिक ब्याज भुक्तानी)

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Facility available in all branches

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सबै शाखाहरुमा उपलब्ध

Features

विशेषताहरू

Loans

For SME

Fueling your business dreams with loans up to Rs. 15,00,000 - start or grow with confidence.

रु. १५,००,० सम्मको ऋणको साथ तपाईंको व्यवसाय सपनाहरू पूरा गर्दै - आत्मविश्वासको साथ सुरु गर्नुहोस् वा बढाउनुहोस्।

Overview

Features

Eligibility

Loan and Facilities Types

Talk with our expert to get started.

Required Documents

Frequently Asked Questions

Global IME Small Business Loan

Fueling your business dreams with loans up to Rs. 15,00,000 - start or grow with confidence.

Overview

Features

Eligibility

Loan and Facilities Types

Talk with our expert to get started.

Required Documents

Frequently Asked Questions