<ul>
<li>Nepalese citizens above 21 years of age at the time the loan is originated and whose maximum age at loan maturity will not exceed 70 years.</li>
<li>Spouse, father, mother, brother, sister, or other family members (living in a single family) will also be eligible as applicants with a personal guarantee.</li>
<li>Sufficient income source to repay the loan obligation.</li>
<li>The residential property being financed must be acceptable collateral to the bank.</li>
</ul>

<ul>
<li>ऋण सुरु भएको समयमा २१ वर्ष भन्दा माथिका नेपाली नागरिकहरू र जसको ऋण परिपक्वतामा अधिकतम उमेर ७० वर्ष भन्दा बढी हुने छैन।</li>
<li>पति वा पत्नी, बुबा, आमा, भाइ, बहिनी, वा परिवारका अन्य सदस्यहरू (एकल परिवारमा बस्ने) पनि व्यक्तिगत ग्यारेन्टीको साथ आवेदकको रूपमा योग्य हुनेछन्।</li>
<li>ऋण दायित्व भुक्तान गर्न पर्याप्त आय स्रोत।</li>
<li>वित्तपोषित आवासीय सम्पत्ति बैंकलाई स्वीकार्य जमानत हुनुपर्दछ।</li>
</ul>

<a href="https://www.globalimebank.com/interest-rates/">Click here for the latest loan interest rates.</a>

<a href="https://www.globalimebank.com/interest-rates/">ऋण ब्याज दरहरूको लागि यहाँ क्लिक गर्नुहोस्</a>

<a href="https://www.globalimebank.com/standard-fee/">Click here for Fees &amp; Charges</a>

<a href="https://www.globalimebank.com/standard-fee/">सेवा शुल्कहरूको लागि यहाँ क्लिक गर्नुहोस् </a>

Calculate how much you can borrow and monthly payments.

Turn your dream of owning a house into reality with our <a title="Home loan" href="https://www.globalimebank.com/products/loans/home-loan/">hassle-free housing loan.</a> With personalized service make the journey to owning a home. Simple, Smooth and Stress-free.

तपाईंको घरको सपना साकार पार्नुहोस् हाम्रो झन्झटमुक्त आवास कर्जासँग। घरको मालिक बन्ने यात्रा "
सजिलो, सहज र निश्चिन्त बनाउनुहोस्।

&nbsp;
<div class="collapsible collapsed">
Identification&nbsp;
<ul>
<li>Photograph (2 copies each)</li>
<li>Citizenship certificate of applicant/guarantor.</li>
<li>Relationship Certificate, Marriage Certificate (as applicable)</li>
<li>Firm/Company Registration Certificate (as applicable)</li>
<li>PAN/VAT Certificate (as applicable)</li>
<li>Article of Association (AOA) and Memorandum of Association (MOA) (as applicable)</li>
<li>Partnership Deed (as applicable)</li>
<li>PAN Certificate (as applicable)</li>
<li>Location Map (Residence &amp; Office)</li>
</ul>
</div>
&nbsp;

&nbsp;
<div class="collapsible collapsed">
पहिचान&nbsp;
<ul>
<li>फोटो (प्रत्येक २ प्रति)</li>
<li>आवेदक / ग्यारेन्टरको नागरिकता प्रमाणपत्र।</li>
<li>सम्बन्ध प्रमाणपत्र, विवाह प्रमाणपत्र (लागू भए अनुसार)</li>
<li>फर्म/कम्पनी दर्ता प्रमाणपत्र (लागू भए अनुसार)</li>
<li>PAN/VAT प्रमाणपत्र (लागू भए अनुसार)</li>
<li>संघको लेख (AOA) र संघको ज्ञापन (MOA) (लागू भए अनुसार)</li>
<li>साझेदारी पत्र (लागू भए अनुसार)</li>
<li>प्यान प्रमाणपत्र (लागू भए अनुसार)</li>
<li>स्थान नक्सा (निवास र कार्यालय)</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
Income&nbsp;
1. Salaried Income&nbsp;
<ul>
<li>Salary certificate from the concerned organization</li>
<li>Copy of employee ID card (As applicable)</li>
<li>Bank statement of at least six months</li>
<li>TDS</li>
</ul>
&nbsp;
2. Pension Income
<ul>
<li>Pension Certificate (Patta)</li>
<li>Bank statement of at least six months.</li>
</ul>
&nbsp;
3. Foreign Income:
<ul>
<li>Valid Passport &amp; Visa</li>
<li>Contract Agreement (as applicable)</li>
<li>Salary certificate from the concerned organization</li>
<li>Pay slips of last 3 months (if any)</li>
<li>Bank statement&nbsp;</li>
</ul>
&nbsp;
4. Vehicle Income
<ul>
<li>Copy of blue book</li>
<li>Self-declaration income from vehicle</li>
<li>Route permit for commercial vehicle</li>
<li>Reference letter from associated company mentioning income of vehicle in that route</li>
<li>Copies of insurance policies</li>
</ul>
&nbsp;
5. Rental/lease Income
<ul>
<li>Rental / lease agreement</li>
<li>Rental tax receipt</li>
<li>Title deed / Lal Purja</li>
<li>Latest bill: Electricity/Phone/Water Supply</li>
<li>Bank statement of at least six months.</li>
</ul>
&nbsp;
6. Business entities&nbsp;
<ul>
<li>Audited financials of last two Fiscal Years</li>
<li>Tax clearance certificate</li>
<li>Bank statement of at least six months.</li>
</ul>
7. Relevant income documents as deemed necessary.
</div>
&nbsp;

&nbsp;
<div class="collapsible collapsed">
आय
१. तलब आय
<ul>
<li>सम्बन्धित संस्थाबाट तलब प्रमाणपत्र</li>
<li>कर्मचारी परिचय पत्रको प्रतिलिपि (लागू भए अनुसार)</li>
<li>कम्तिमा छ महिनाको बैंक विवरण र कर कट्टी (TDS)</li>
</ul>
&nbsp;
२. पेन्सन आय
<ul>
<li>पेन्सन प्रमाणपत्र (पट्टा)</li>
<li>कम्तिमा छ महिनाको बैंक विवरण।</li>
</ul>
&nbsp;
३. विदेशी आय:
<ul>
<li>मान्य राहदानी र भिसा</li>
<li>श्रम सम्झौता (लागू भए अनुसार)</li>
<li>सम्बन्धित संस्थाको तलब प्रमाणपत्र</li>
<li>पछिल्लो ३ महिनाको तलब भुक्तानी स्लिपहरू</li>
<li>बैंक स्टेटमेन्ट</li>
</ul>
&nbsp;
४. सवारी साधन आय
<ul>
<li>नीलो किताबको प्रतिलिपि</li>
<li>वाहनबाट स्व-घोषणा आय</li>
<li>व्यावसायिक सवारी साधनको लागि रुट परमिट</li>
<li>उक्त मार्गमा सवारी साधनको आम्दानी उल्लेख गर्ने सम्बन्धित कम्पनीको सन्दर्भ पत्र</li>
<li>बीमा नीतिहरूको प्रतिलिपिहरू</li>
</ul>
&nbsp;
५. भाडा आय
<ul>
<li>भाडा / लीज सम्झौता</li>
<li>भाडा कर रसिद</li>
<li>लाल पुर्जा</li>
<li>पछिल्लो बिल: बिजुली/फोन/पानी</li>
<li>कम्तिमा छ महिनाको बैंक विवरण।</li>
</ul>
&nbsp;
६. व्यापारिक संस्थाहरू
<ul>
<li>विगत दुई आर्थिक वर्षको लेखापरीक्षण गरिएको वित्तीय विवरण</li>
<li>कर निकासी प्रमाणपत्र</li>
<li>कम्तिमा छ महिनाको बैंक विवरण।</li>
</ul>
&nbsp;
७. सान्दर्भिक आय कागजातहरू आवश्यक मानिन्छ।
</div>
&nbsp;

&nbsp;
<div class="collapsible collapsed">
Collateral
<ul>
<li>Title deed</li>
<li>Rajinama Deed/Bakaspatra/Ansabanda Deed etc</li>
<li>Blue Print &amp; Trace Map duly obtained by bank&rsquo;s representative</li>
<li>Four boundary</li>
<li>Land revenue receipt (tiro &nbsp;receipt)</li>
<li>Building Drawing</li>
<li>Building permission/completion certificate</li>
<li>Land &amp; building tax receipt</li>
</ul>
</div>

&nbsp;
<div class="collapsible collapsed">
धितो
<ul>
<li>लाल पुर्जा</li>
<li>राजीनामा पुर्जा/बकसपत्र/अंशबण्डा पुर्जा आदि</li>
<li>बैंकको प्रतिनिधिद्वारा प्राप्त नक्सा र ट्रेस नक्सा</li>
<li>चार किल्ला</li>
<li>भूमि राजस्व रसिद (टिरो रसिद)</li>
<li>भवन रेखाचित्र</li>
<li>भवन निर्माण अनुमति/समापन प्रमाणपत्र</li>
<li>जग्गा र भवन कर रसिद</li>
</ul>
</div>

<div class="collapsible collapsed">
Others
<ul>
<li>Other supporting documents as deemed necessary. Terms &amp; Conditions applies.</li>
</ul>
</div>

<pre id="tw-target-text" class="tw-data-text tw-text-large tw-ta" data-placeholder="Translation" aria-label="Translated text: अरू" data-ved="2ahUKEwinn7yKlZ2KAxWTdmwGHcDJI5sQ3ewLegQICxAV"></pre>
<div class="collapsible collapsed">
अरू
<ul>
<li>
आवश्यकता अनुसार अन्य सहायक कागजातहरू। नियम र शर्तहरू लागू हुन्छ।&nbsp;
</li>
</ul>
</div>

Required Documents

आवश्यक कागजातहरू

Home Loan

Loan

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
Free Mobile Banking/Internet Banking Service (1st year*)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
नि:शुल्क मोबाइल बैंकिङ/इन्टरनेट बैंकिङ सेवा (पहिलो वर्ष*)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Free Visa Credit Card (First Year)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
नि: शुल्क भिसा क्रेडिट कार्ड (पहिलो वर्ष)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/calendar_month_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Decision within just 12 hours

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/calendar_month_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
मात्र १२ घण्टा भित्र निर्णय

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/account_balance_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Branches available nationwide, spanning across all 77 districts
&nbsp;

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/account_balance_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
देशभरका शाखाहरूमा उपलब्ध (७७ जिल्लाहरू)&nbsp;

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/contact_support_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Necessary and appropriate consultation on the loan process by our experienced and skilled staff

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/contact_support_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
हाम्रा अनुभवी र दक्ष कर्मचारीद्वारा ऋण प्रक्रिया सम्बन्धी आवश्यक र उचित परामर्श

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/calendar_month_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Moratorium options

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/calendar_month_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
मोरेटोरियम सुबिधा

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/checkbook_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Flexible Repayment Terms

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/checkbook_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
सहज भुक्तानी तालिका

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/money_bag_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
Flexible Loan Amounts

Features

विशेषताहरू

Loans

For Personal Residence

Simple, Smooth and Stress-free home loan

सजिलो, सहज र निश्चिन्तआवास कर्जा

Overview

Calculate how much you can borrow and monthly payments.

Features

Eligibility

Interest

Fee & Charges

Required Documents

Frequently Asked Questions

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Nischinta Awash Yojana

Simple, Smooth and Stress-free home loan

Overview

Calculate how much you can borrow and monthly payments.

Features

Eligibility

Interest

Fee & Charges

Required Documents

Frequently Asked Questions

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