<ul>
<li>Loan Against Fixed Deposit easily available.</li>
<li>Loan against Fixed Deposit up to 90% of Fixed Deposit amount.</li>
<li>Interest rate on Loan Against Fixed Deposit is plus 2% over coupon rate or base rate whichever is higher.</li>
</ul>

<ul>
<li style="font-size: 12pt;">
मुद्दती निक्षेप योजनामा उपलब्ध रकमलाई धितो राखी सहज रुपमा ऋण प्रबाह गरीने ।
</li>
<li style="font-size: 12pt;">
मुद्दती निक्षेप रकमको ९० प्रतिशतसम्म मुद्दती निक्षेपमा कर्जा प्रवाह गर्ने ।
</li>
<li style="font-size: 12pt;">
मुद्दती निक्षेपमा कर्जाको ब्याज दर कुपन दर वा आधार दरमध्ये जुन बढी हुन्छ, त्यसभन्दा २ प्रतिशत बढी हुन्छ ।
</li>
</ul>

आवेदन दिन तयार हुनुहुन्छ?

Soche Jastai Bank Khata: Your Path to Smart Saving and Higher Returns
&nbsp;
Introducing "Soche Jastai Bank Khata" with features of both savings and term deposits. The product is essentially a smart savings scheme that offers the benefit of automatic fixed deposit creation. When the minimum deposit specified by you is reached, the excess amount will automatically be converted into a fixed deposit in multiples of lakhs. This means that not only will your savings grow, but they will also earn higher interest. Do not miss this chance to make your savings bigger. Open your account now and begin to enjoy the benefits.

बचत तथा मुद्दती निक्षेप दुवैका विशेषतासहितको &ldquo;सोचे जस्तै बैंक खाता&rdquo; । यो खाता एक बचत योजना हो जसमा स्वचालित रुपमा मुद्दती निक्षेप योजना खुल्दछ । तपाईले तोकेको न्युनतम निक्षेप पुगेपछि अतिरिक्त रकम स्वतः लाखको गुणांकमा मुद्दती निक्षेप योजनामा परिणत हुनेछ । यसको अर्थ यो हो कि तपाईंको बचत मात्र बढ्नेछैन, हजुरले आफ्नो अतिरिक्त बचतमा मुद्दतीकाे प्रतिफल प्राप्त गर्न सक्नुहुनेछ।

Soche Jastai Bank Khata

Saving Accounts

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/local_atm_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Customer can opt for minimum balance (NPR 10,000 &amp; above) in the savings account. Excess amount in the multiple of NPR 100 K will be converted in fixed deposit.

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/local_atm_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
ग्राहकले बचत खातामा न्युनतम मौज्दात (रु १०,००० वा सो भन्दा माथि) राख्न सक्नेछन् । रु १००,००० को गुणकमा रहेको अतिरिक्त रकमलाई मुद्दती निक्षेपमा रूपान्तरण गरिनेछ ।

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/acute_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Default tenure of Fixed Deposit is 1 year, with option to choose other duration.

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/acute_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
मुद्दती निक्षेपको तोकिएको अवधि १ वर्ष हुनेछ, यद्यपि ग्राहकलाई अन्य अवधि छान्ने विकल्प खुला रहनेछ ।

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/checkbook_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Free Cheque Book on demand

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/checkbook_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
निःशुल्क चेक बुक

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Free Visa Debit Card (upto 3 years*)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/credit_card_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
नि: शुल्क भिसा डेबिट कार्ड (३ वर्ष सम्म*)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
Free Mobile Banking/Internet Banking Services (up to 3 years*)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/smartphone_24dp_044189_FILL1_wght400_GRAD0_opsz24 (1).svg" alt="" width="24" height="24">
नि:शुल्क मोबाइल बैंकिङ/इन्टरनेट बैंकिङ सेवा (३ वर्षसम्म*)

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/bento_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
50% waiver on Locker service for 1st year

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/bento_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
पहिलो वर्षको लागि लकर सेवामा ५०% छूट

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
Fixed Deposit rate will be prevailing published rate

<img src="https://gibl-assets.gibl.com.np/uploads/Icons Material SVG/heap_snapshot_large_24dp_044189_FILL1_wght400_GRAD0_opsz24.svg" alt="" width="24" height="24">
मुद्दती निक्षेप दर प्रचलित प्रकाशित दर हुनेछ

Features

विशेषताहरू

Savings Deposits

For Everyone

Introducing "Soche Jastai Bank Khata" with features of both savings and term deposit.

बचत तथा मुद्दती निक्षेप दुवैका विशेषतासहितको &ldquo;सोचे जस्तै बैंक खाता&rdquo; ।

Overview

Features

Additional Information

Ready to apply?

Frequently Asked Questions